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  3. Does stamp duty charged as commercial property cause any issues with a Gatehouse BTL mortgage? Would it violate the mortgage policy?

Does stamp duty charged as commercial property cause any issues with a Gatehouse BTL mortgage? Would it violate the mortgage policy?

While this involves some intricate aspects related to Sharia mortgages, the stamp duty classification as a ‘non-residential’ property does not have any implications on the mortgage agreement with Gatehouse Bank. As explained previously, a ‘non-residential’ classification for stamp duty purposes is solely relevant to HMRC.

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