Claim Overpaid Stamp Duty
on Hazardous Property.

Buy in ✔
Residential Property✔
Last 4 Years✔
Pay Higher Rate SDLT✔
Renovation Needed✔
Claim Your Stamp Duty Refund✔

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About .

Do you have a case? Use our free
condition assessment tool.

For a successful claim, your property must have HHSRS Category 1 or 2 defects when purchased.
Use our free condition assessment tool. See if you have a viable reclaim based on property condition at purchase.

1. Click on the images. Then scroll down.
2. See your score at the bottom this page.
3. If over 100, you may have a viable claim!

Our tool helps you identify any defects in the property you’ve purchased that could make it unliveable according to government guidelines.

Different types of problems are grouped together, and you can click on the thumbnail to see more details about each issue.

The tool assigns a score to each condition issue based on severity, adding them up to give a total score. A score above 100 suggests the property is unlivable, and above 300 is a strong case.

If your property is unliveable, it cannot be classified as ‘residential’ for stamp duty purposes. Instead, it can be classified as ‘non-residential,’ and you can pay commercial stamp duty rates, which are usually lower than residential rates. Our stamp duty calculator can show you the difference in rates, and help you determine how much you might save.

“Uninhabitable” and “unlivable”

The terms “uninhabitable” and “unlivable” are often used interchangeably and can mean similar things, but there is a subtle difference in their meanings.

“Uninhabitable” usually refers to a property that is not fit for human habitation due to its condition, such as a severe lack of basic utilities or structural damage. This can be an objective assessment based on local government codes and regulations.

On the other hand, “unlivable” is a more subjective term that can refer to a property that is not comfortable or suitable for living in, even if it meets basic standards for habitability. For example, a property might be unlivable due to noise pollution or other environmental factors, despite being structurally sound and meeting local codes.

Overall, the key difference between the two terms is that “uninhabitable” is a legal and objective term used to define a property that fails to meet minimum standards for human habitation, while “unlivable” is a more subjective term that can refer to any property that is not comfortable or suitable for living in, regardless of its objective condition.

Huge Library of Stamp Duty Help Information
For excerpts from Nick Garner’s reference book on stamp duty, visit here.
For a comprehensive list of all our 1000+ HMRC guidance pages, visit here.
Hazardous condition issue claims process, visit here.

Tools

Residential to non-residential or mixed use Stamp Duty Calculator
Residential to non-residential or mixed useWRA LTT Calculator

Case Reference

200+ Quick Case Studies
Fees/Pricing
Reference Guide/Knowledgebase
Claiming Stamp Duty: UK Finance Act 2003
Documents for Stamp Duty Refund Claims

Written by Land Tax Expert Nick Garner.
See free excerpts here.