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  • Understanding Stamp Duty Land Tax Implications When Transferring Property Between Spouses
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  • Understanding Stamp Duty Land Tax Implications When Transferring Property Between Spouses

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Updated on 11/10/2024
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Jacks J profile picture
Jacks J
20:45 13 Jan 26
Nick Garner is outstanding. I contacted him with a complex SDLT question relating to a trustee purchase under a life-interest trust, and he responded quickly with a clear, structured explanation supported by the relevant legislation. He set out the correct SDLT treatment and provided a precise calculation that removed all ambiguity for my conveyancer. Calm, highly knowledgeable and incredibly helpful. If you need SDLT advice from someone who truly understands the detail, Nick is the person to speak to.
James Harrington profile picture
James Harrington
17:45 11 Jan 26
Nick has been extremely, quick, clear and helpful with his advice and the full and rounded understanding of the situation, giving both sides of what can happen. He has built trust in his experience and we were very happy with his services. I would recommend Nick to and LTA to anyone going forwards.
Mike Simmons profile picture
Mike Simmons
17:42 09 Jan 26
Nick has been fantastically helpful. We are buying our neighbour's garage & driveway, but we simply could find no definitive answers as to whether SDLT was payable on our purchase. Nick analysed our circumstances, provided written reasonings, then provided his conclusion. We cannot recommend Nick highly enough!
Florin Gheorghiu profile picture
Florin Gheorghiu
12:21 09 Jan 26
Nick's prompt and clear response was invaluable - I was dealing with quite a specific edge case where I am the legal owner of a property abroad, but do not have any major interest in it, as my parents rent it out and make use of the money. The question was whether I would qualify for the SDLT first-time buy relief and whether the higher rates for SDLT apply to me.

With such a specific case, I couldn't find any advice online and Nick's response gave me the confidence to proceed with our plans AND the practicalities of what documents I would need to show HMRC that my situation actually makes me a first-time buyer. Super clear and professional.

Highly recommend and when we buy, I'll definitely use Nick's services for an indemnified letter. His free advice is genuinely valuable and NOT a way to get you to pay money for answers or to milk fees from you.

Thanks Nick!
ivan fernandes profile picture
ivan fernandes
17:45 08 Dec 25
Had emailed Nick twice for some advice regarding stamp duty , the response was quick and well detailed . Did help me in taking the right course of action. Really found his advice to be very helpful
Craig Macura profile picture
Craig Macura
10:07 08 Dec 25
Nick provided excellent, expert advice for my SDLT enquiry. His professionalism and ability to answer specific, complex questions was extremely valuable. Thank You.
KY profile picture
KY
19:41 03 Dec 25
Thanks again for the help from Nick and Martin. Very professional team who have been providing detail advices and analysis, clear fee quote too before we made decision on moving forward. The whole process has taken quite along time but we have been receieving frequent updates and follow-up actions by the team. Really appreciated the help again and highly recommended their services.
Jerome Hilario profile picture
Jerome Hilario
11:54 02 Dec 25
Nick has been very helpful in all my queries surrounding SDLT and is extremely knowledgeable about the complexities of SDLT. I strongly recommend to use Nick for any land tax enquiries and am very much appreciative of the assistance and support he has given me
Mike D profile picture
Mike D
09:53 26 Nov 25
Nick was very generous and knowledgeable in providing timely and accurate advice on an SDLT query I had re the "Rule of 6". He demonstrated a real subject matter expertise. I will strongly consider proceeding with Nick to assist further with the matter.
Farhana Shabbirdin profile picture
Farhana Shabbirdin
19:54 19 Nov 25
Nick was outstanding from the moment he answered my call. He was incredibly knowledgeable and even provided free guidance on our complex SDLT situation. I genuinely appreciate his time, effort, and kindness in taking time out of his busy schedule to help us. Truly grateful. Thank you so much!
James profile picture
James
20:11 10 Nov 25
We have had some questions about how the stamp duty (SDLT) is calculated. We sent an email to Mr Garner for his advice. He quickly responded with a detailed analysis of our situation and a clear guidance. Thanks very much!
Dionne Rooney profile picture
Dionne Rooney
09:43 24 Oct 25
Nick was clear and answered my question in a day. I am very grateful that they were able to amass expert knowledge and share it. Such kindness helps the world go round. I will be sure to pass on my own skills to help others and make the donation to charity. Thank you so much!
Zk Ka profile picture
Zk Ka
11:44 10 Sep 25
Nick was incredibly helpful in explaining a complex SDLT issue. He broke everything down clearly, walked me through the calculations and options, and made the whole situation much easier to understand. Even though the outcome wasn't quite what I hoped for, his advice has given me clarity on my next steps.
Professional, knowledgeable and considerate - highly recommended!
Steve Mayers profile picture
Steve Mayers
10:24 04 Sep 25
Nick is knowledgeable, helpful, and kind. In a brief call he quickly identified the relevant information to answer our land tax query. Combining his knowledge of the UK guidelines, and relevant case law he answered our query quickly and with confidence. Thanks!
Monika Khera profile picture
Monika Khera
16:36 02 Sep 25
Nick’s professional knowledge is truly commendable; complex SDLT issue was explained in such a simple language with precise reasons . It’s been an absolute pleasure knowing Nick. Highly recommend Nick.
ali shaik profile picture
ali shaik
19:41 01 Sep 25
I had an excellent experience with Nick. He took the time to give me a very detailed explanation, answered all of my questions thoroughly, and provided clear guidance that was easy to understand. His professionalism, patience, and support made a real difference, and I felt confident after our discussion. Highly recommended!
STEVEN SANDERS profile picture
STEVEN SANDERS
19:51 25 Aug 25
I would like to say a big thank you to Nick for his extremely prompt response to my emailed enquiries in relation to both SDLT and LTT including higher rate. The information Nick has provided me with is very helpful and both concise and easy to understand and will allow me to confidently move forward with my personal situation regarding property. I greatly appreciate your time and effort and highly recommend your services, thanks very much again Nick!
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Zidaan Ltd
14:38 07 Aug 25
I’m extremely grateful to Nick for their prompt and expert assistance in resolving my SDLT issue. They responded quickly, clearly understood the situation, and provided practical, accurate guidance that led to a smooth resolution.

Their professionalism, knowledge of the process, and ability to act efficiently made what could have been a stressful experience feel completely manageable. It’s rare to find someone so responsive and effective — I wouldn’t hesitate to recommend their services to anyone dealing with property-related matters.
Debbie Stone profile picture
Debbie Stone
13:29 23 Jul 25
Nick helped us with a very detailed answer in support of our son Ollie's (first time buyer) 'equity share' house purchase, for which his solicitor had mis-calculated a higher rate of SDLT (on the market value rather than the purchase price). We were desperate for a detailed enough proof of calculation to satisfy the legal team and Nick's help has saved us. Our son could not have afforded the higher rate they had miscalculated. His work is invaluable as are the causes he supports
Luke Thomas profile picture
Luke Thomas
18:25 13 Jul 25
Nick was a massive help with Stamp Duty issues surrounding stair casing on my flat. My solicitor was certain the remaining percentage purchase of my flat resulted in me paying Stamp Duty of a few thousand pounds.

Nicks professional knowledge and expertise outlined clauses of stamp duty where I was not required to pay stamp duty for stair-casing and based upon remaining percentage being purchased.

This evidence was used to relay back to my solicitor who acknowledged there would be no further action required to pay stamp duty.

This saved me a few thousand pounds.

Nick is highly professional, reliable, takes interest into each clients needs. Would highly recommend and will use in the future.
Alun Thomas profile picture
Alun Thomas
14:41 08 Jul 25
I'm absolutely delighted to have found this website and to have been able to speak with Nick !!
I have been trying to make sense of the legislation for some weeks now and Nick unravelled the knots that i've mentally made of our complicated situation.
He patiently listened whilst I described the multiple aspects and then explained the related schedule to each element in such an easily understandable way, happily clarifying any aspect that I was unsure of.
Nick then invited me to e mail him so that he could explain in writing and refer to the relevant legislation schedule.
I recieved his reply so quickly and the information was presented stage by stage with such clarity that I now feel completely confident that I know which tax is due (and which isn't !!)
I can't thank or recommend Nick enough for his remarkable service.
It's a huge weight lifted !! and i'm ever so grateful.
ruba sodha profile picture
ruba sodha
14:37 04 Jun 25
Nick called me within an hour of my contacting him. He was very thorough with understating what is a complex area of SDLT and researched the legislation in question. Very approachable. Thank you we really appreciate your help.
Sunil Kumara profile picture
Sunil Kumara
10:12 04 Jun 25
Nick is the best tax consultant I’ve interacted with—he responded within minutes with a clear and concise answer. He’s approachable, easy to understand, and incredibly helpful. Thank you, Nick!
Frankie Johnson profile picture
Frankie Johnson
12:42 02 Jun 25
Excellent service. Speedy responses to my questions from an extremely knowledgeable bloke. Would certainly recommend utilising his services.
stephanie beechey profile picture
stephanie beechey
13:55 29 May 25
Nick was very helpful on my query regarding Stamp Duty rates. He was prompt with his reply and his knowledge was excellent. I now feel less confused in this minefield of taxes. Thanks Nick
Si Wachira profile picture
Si Wachira
18:30 28 May 25
My solicitor was unable to provide advice with certainty about a specific transaction involving LBTT, a yes or no question.
I struggled to find the answer myself from reading the legislation and tax advisors quoted 100s of pounds in order to research and tell me if the correct answer was yes or no.
Nick responded quickly, same day and provided the answer with a detailed explanation. Exactly what I needed to comply with the legislation. Thank you so much for your help.
Dee Coman profile picture
Dee Coman
12:30 22 May 25
Nick has been very helpful. He communicated his advice very clearly. I highly recommend him for all those who have stamp duty queries. Thank you, Nick.
Ajmal Mian profile picture
Ajmal Mian
10:48 21 May 25
I asked Nick a question on stamp duty and his response was very professional setting out the condition applicable to this particular case.
Dhvanil Shah profile picture
Dhvanil Shah
10:38 19 May 25
I have recently reached out to Land Tax Advice for free of cost advice to my query related to LBTT and Additional Dwelling Supplement in Scotland.

Nick thoroughly went through my case in detail, provided with a clear answer and also attached the legislation supporting the answer he provided.

I would definitely recommend their service. Thanks.
Robert Harper profile picture
Robert Harper
08:21 19 May 25
Nick quickly provided exactly the sort of impartial insight that I needed and was struggling to find. It was a great help and very much appreciated.
Julie Morris profile picture
Julie Morris
16:01 16 May 25
Nick is very knowledgeable regarding this field. Not only is he knowledgeable he make it very easy to understand the minefield of stamp duty. Nick has just saved me over £7,000 in stamp duty as its not payable on my planned move. It's easy for a solicitor to say you owe X amount in stamp duty its not their hard earned money being paid out unnecessary. I will never be able to thank Nick enough. My advice is if you think your solicitor has got it wrong seek out Nick. Once again Nick thank-you so much.

Take Julie
Rob Watling profile picture
Rob Watling
15:05 16 May 25
Thorough, detailed and comprehensive. Thanks
Ajay Treon profile picture
Ajay Treon
10:50 18 Apr 25
Amazing advice. Anyone with any SDLT queries Nick should be your goto advisor. Many thanks Nick.
Hannah Marsh profile picture
Hannah Marsh
19:27 09 Apr 25
I was stressed out today believing we needed to pay stamp duty on a transfer of a house when previously I didn’t think we did. I called up and asked for advice, explained my situation and that I did not understand. It was explained really clearly to me, which was so helpful. I had already tried to get advice from my accountant who did not know the answer. In fact no one seemed to know the answer until I made this phone call so I am relieved I did.
Samuel profile picture
Samuel
11:20 08 Apr 25
Nick was fantastic gave me some wonderful advice would definitely recommend. Thanks Nick
Lara H profile picture
Lara H
21:57 30 Mar 25
Needed some advice on two SDLT matters and Nick was so helpful and knowledgeable. I’d highly recommend his services, he’s a pleasure to deal with and clearly knows his stuff!
Jonathan Cockroft profile picture
Jonathan Cockroft
15:45 24 Mar 25
Nick is an expert in his field, knowledgeable, offering clear and concise understanding around your SDLT issue and found a prompt, informed roadmap to my individual issue. 100% speak to Nick before anyone else.
David Wong wongchisin88 profile picture
David Wong wongchisin88
12:43 12 Mar 25
My wife and I newly moved to the UK and encountered a problem over the eligibility of first time buyer. I contacted Nick over the phone for enquiry. Although I made the enquiry without any payment to Nick, he seriously took my case and eventually gave me very useful information, which greatly helped us to make decisions for the declaration of Stamp Duty. Throughout our communication, we definitely saw and felt Nick's passion and expertise in land tax field and professional comprehension of the law as well as very high efficiency. Seeing the information and explanation of the law given by Nick, we were certain that our simple question did cost Nick quite a bit time and efforts, yet he was all the time very polite. Seeing his true willingness and passion to help, patience, efficiency and expertise in land tax and the law, we truly admire this sage gentleman. Thank you very much Nick for helping us.
David Carter profile picture
David Carter
16:44 07 Jan 25
Nick is incredibly knowledgeable and was immediately able to understand my complex position in relation to UK Stamp Duty as an expat working in Switzerland. He was quick and generous in providing useful, actionable and timely advice that has allowed me to save thousands in avoidable taxation. Many thanks for your help Nick - all greatly appreciated.
Debora Depaola profile picture
Debora Depaola
17:33 22 Nov 24
Nick was great during our appointment, providing clear and concise clarification about stamp duty.

He explained everything in an easy-to-understand way, also providing with reference to the guidance, ensuring we felt confident about the process. His professionalism, knowledge, and approachable manner made the experience seamless and stress-free.

We left feeling much more confident thanks to his help!

Highly recommend!
Natalia Boguslawska profile picture
Natalia Boguslawska
17:43 10 Nov 24
Thanks for the incredibly helpful and informative chat. Nick has patiently explained a lot, and did not dismiss my query despite the transaction being too small or not qualifying. Very knowledgeable guy, and approachable. Highly recommend!

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